How To Lower Your Verizon Bill
Lower Your Verizon Bill with These Expert Tips
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How to Lower Your Verizon Bill
Follow these steps to cut your Verizon bill and save money:
1️⃣ Review Your Bill – Find your latest Verizon statement and check your plan details.
2️⃣ Call Verizon – Dial 1-800-922-0204 or chat online at Verizon Support.
3️⃣ Negotiate Discounts – Ask about promotions, loyalty discounts, and line savings.
4️⃣ Check Insurance Costs – Many customers overpay for phone insurance they don’t need.
5️⃣ Sign Up for Discounts – Auto-pay, military, or employee discounts can save you money.
6️⃣ Confirm the Savings – Get a reference code to ensure the changes apply.
📞 Tip: Calling gets better deals than chatting online. Verizon agents on the phone have more flexibility with discounts.
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How to Negotiate Your Verizon Bill
💡 Step 1: Start the Call Right
Begin by asking the customer service representative to review your account for any available discounts or savings. You don’t need to justify why—you’re not alone in wanting a lower bill!
📉 Step 2: Check for Line Discounts
- Verizon charges per line, and rates change over time.
- Ask if your current per-line cost can be lowered to match newer promotions.
- Verizon sometimes offers limited-time discounts (up to 50% off per line)—these deals may be state-specific.
💰 Step 3: Look for Loyalty Credits
- Verizon rewards long-time customers with loyalty discounts.
- If you’ve been with Verizon for years, ask:
“Are there any loyalty credits available for my account?”
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Verizon Retention Offers: Unlock Monthly Savings
If you’re a long-time Verizon customer or have a high-value account, you may be eligible for retention discounts of $10–$20 per month for 12 months.
📌 How to Check for Loyalty Credits:
- These discounts aren’t always advertised—ask directly if any are available for your account.
- If no retention offers are available, consider switching to a different Verizon plan for better savings.
⚡ Thinking about canceling your Verizon service? Check out our step-by-step cancellation guide for everything you need to know!
You can lower your Verizon bill by leveraging competition among carriers. Verizon frequently updates its plan structures to stay competitive with AT&T and T-Mobile.
If you’ve been with Verizon for a long time, your current plan may no longer be available. While this can be beneficial if you have an older unlimited data plan or a special promotion, it’s also possible that newer plans offer better pricing.
If no line service discounts or loyalty credits are available, consider switching to a different Verizon plan to reduce your costs. Most plan changes result in minor differences, but opting for a gig-based plan instead of an unlimited one could lead to significant savings.
Verizon’s latest plans, Unlimited Plus and Unlimited Welcome, offer new bundling options for subscriptions like Disney Plus and Apple One. Switching to one of these plans might be a smart way to cut costs.
Another area where many customers overspend is on phone insurance and hotspot services.
Saving on Verizon Insurance
Phone insurance costs often remain the same over time, even though the value of your device decreases. A phone that was originally purchased for $1,000 may only be worth $500 after two years, yet the insurance premium doesn’t adjust accordingly.
If you purchased insurance when you bought your phone, it’s likely through Asurion. Verizon also offers its own insurance plan with similar coverage at a lower price. Switching to Verizon’s insurance plan can help you save money while maintaining the same level of protection.
Best Verizon Insurance Plans
Canceling your Asurion plan and exploring other Verizon insurance options can lead to significant savings. Instead of insuring each phone individually, consider bundling insurance for all devices on your plan. This approach can reduce costs by about $6 per phone each month, with potential savings of over $50 per month for some families.
If adjusting your insurance plan doesn’t yield enough savings, there are still other ways to lower your Verizon bill.
Already dealing with a broken phone? Look into repair options to fix a cracked screen without spending on a costly replacement.
How To Save Money on Verizon Insurance
Verizon subscribers can save $10 to $20 per month by downgrading their hotspot plan. If you’re on the premium Get More Unlimited plan but don’t need the additional hotspot data (15GB), consider switching to a less expensive plan like Start Unlimited to cut those extra costs.
Additional Ways to Save with Verizon Wireless
AutoPay Discount: Set up AutoPay for your Verizon account and save $10 per month without needing to speak with a representative. You can do this easily through your Verizon account or app.
Affinity Group Discounts: Verizon offers discounts for members of certain groups, including military personnel and employees of eligible companies. If you qualify, you can get significant savings each month. You can check if your company offers a Verizon discount by visiting their website.
Other Affinity Discounts: Verizon also offers discounts to specific professions, including military members and healthcare workers (nurses).
Other Ways to Save with Verizon Wireless
Verizon may be charging you for services that you don’t actually need. Some common unnecessary services include Verizon Cloud, Jet Pack, Home Protect, Tech Coach, and Smart Family. If you’re not using any of these, cancel them to save between $5 to $10 a month. This money can be better used elsewhere instead of paying for unused services.
Verizon One-Time Credits
Verizon isn’t known for being overly generous with one-time credits, but if you’re a long-time customer, you can sometimes secure a one-time credit of $10 to $20. Additionally, if you’ve recently incurred late fees or activation charges, you may be able to get those refunded.
Remember, when requesting these savings, it might take a billing cycle or two for the changes to reflect on your account. Be sure to log into your Verizon account and check your latest bills to track your progress.
Why Is My Verizon Bill So High?
Usually, your Verizon bill is high because you’re on the wrong plan and paying for features you don’t fully utilize. Verizon benefits from this because it increases their Average Revenue Per User (ARPU).
The key to lowering your Verizon bill is to ensure you’re on the right plan that fits your actual needs and to negotiate discounts with them to keep your service.
Keep in mind, these discounts aren’t something you’ll find easily in the Verizon store. You’ll need to directly negotiate with customer service to unlock the best offers for your account.
How to Get Rid of Verizon Surcharges and Fees
Verizon is known for having a variety of surcharges and fees, which can add up to an average of $40 or more to your monthly bill. These taxes and fees are generally nonrefundable, but the good news is that Verizon is often willing to waive most of them if you call and ask. They may refer to this as a loyalty discount, but the truth is, these fees are often in place to deter customers from making changes to their plans.
For a more in-depth look at these Verizon fees, we have a detailed guide that explains them in greater detail.
Final Way to Save
Another potential way to save money on your Verizon bill is to consider canceling your service and switching to a different provider. If you switch to a larger carrier like T-Mobile or AT&T, they may cover your early termination fees and offer you a new phone.
Alternatively, you can save even more by switching to a prepaid provider like Visible or Mint Mobile. These services lease their network from the major carriers, typically offering much lower rates—sometimes as low as $20-$30 per month, compared to the $60 minimum Verizon might charge. However, be aware that these services may have less reliable reception in certain areas and might be the last to restore service during network congestion.
Lower Your Verizon Bill with Negotiatemybill
Verizon is known for being one of the more challenging providers to get significant savings from. But with these strategies, you can reduce your bill and put more money back in your pocket.
If you’d rather have the experts handle the negotiation process for you, Negotiatemybill is here to help. Our agents specialize in negotiating Verizon bills all day long. With Negotiatemybill, you’ll get the maximum savings possible on your bill.
We’re so confident in our abilities that if we don’t save you money, our service is free! Click the link below to get started.